AVAVA Homes — Mortgage calculator | Real Estate HTML Template

Mortgage Sheet 01 · monthly payment

Mortgage calculator.

Enter the price and the deposit to see the full monthly figure — capital, interest, property tax, insurance, service charge, and mortgage insurance while the deposit is under 20%.

Loan sheet · rev 08—

Home price €

Down payment— €

Deposit share—

Loan term 10 yr 15 yr 25 yr 30 yr

Interest rate 4.25%

Costs on topYearly figures

Property tax— €per year

Home insurance— €per year

HOA / service— €per year

Mortgage insurance— €0auto · 0.8%

Monthly payment—

— Per month

Loan amount — Total interest — Total paid —

Balance over the term—

Year 1Half term—

FHA mortgage Sheet 02 · government-backed

FHA mortgage calculator.

Insured by the Federal Housing Administration: 3.5% down at 580+, 10% below that. The upfront premium is added to the loan, the annual premium is paid monthly.

Loan sheet—

Credit score band 500—579 580—669 670+

Home price €

Down payment— €

Deposit share—

Loan program 15-year fixed 30-year fixed

Interest rate 4.176%

Escrow & duesYearly figures

Property tax— €per year

Home insurance— €per year

HOA / dues— €per month

Upfront MIP— €0financed

— Per month

Base loan — Loan with UFMIP — Total interest — MIP over term —

Eligibility check—

✓ — — ✓ — — ✓ — — ✓ — —

Amortisation Get pre-approved

VA mortgage Sheet 03 · veterans affairs

VA loan calculator.

No deposit, no monthly mortgage insurance. Instead a one-time funding fee set by your service record, deposit and whether you have used the benefit before.

Loan sheet—

Home price €

Down payment— €

Deposit share—

Benefit use First use Later use

Exempt from the funding fee — service-connected disability compensation or surviving spouse.

Loan program 15-year fixed 30-year fixed

Interest rate 3.950%

Escrow & duesYearly figures

Property tax— €per year

Home insurance— €per year

HOA / dues— €per month

Funding fee— €0financed

— Per month

Mortgage insuranceNone

Base loan — Loan with fee — Total interest — Cash at closing —

Funding fee table—

No deposit · first use 2.15% No deposit · later use 3.3% 5% or more down 1.5% 10% or more down 1.25%

Eligibility (COE) Get pre-approved

Refinance Sheet 04 · replace the loan

Refinance calculator.

Put the loan you have next to the one on offer: the sheet works out the new payment, what the swap costs and how long it takes to earn the fees back.

Current loan—

Current loan amount €

Interest rate %

Term months

Origination year

Payment now—

New loan—

New loan amount €

New rate— %

New term months

Refinance fees €

Roll the fees into the new loan

Payment after—

New payment — Monthly saving — Break even — Lifetime —

Savings against costs—

Break even

Year 1Year 15Year 30

Compare lenders Start a refinance

Affordability Sheet 05 · what you can carry

Affordability calculator.

Income, debts and deposit set the ceiling. The band shows where the payment stays comfortable and where it starts to bite.

Your budget—

Annual income €

Monthly debts €/ mo

Down payment— €

Interest rate %

Property tax % / yr

Home insurance €/ yr

Debt-to-income limit36% 28% conservative36% standard50% stretched

Include mortgage insurance under 20% down —

Include taxes, insurance and dues —

You can afford a house up to — —

Try a price Comfortable — Ceiling

— —

Monthly payment — Loan amount — Share of income — Left after housing —

Where the monthly payment goes—

Full report See homes under —

Run the numbers, five ways.

Mortgage calculator.

FHA mortgage calculator.

VA loan calculator.

Refinance calculator.

Affordability calculator.